NEW YORK (CNNMoney) — Shares of real estate site Zillow shot up 120% early in its public debut Wednesday, though they cooled a bit as the day continued.

Zillow (Z) priced its IPO late Tuesday at $20 per share. The stock quickly rose to $44 a share Wednesday, where it traded for most of the morning, before drifting as low as $32.50. The stock ended at $35.77, or 79% higher.

The company sold 3.46 million shares in the IPO, and the stock is trading on the Nasdaq under the ticker symbol “Z.”

Zillow provides information about homes, real estate listings and mortgages through its website and mobile app. The company, which is based in Seattle, operates Zillow.com, Zillow Mortgage Marketplace and Zillow Mobile.

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Even before it officially opened for business on July 21, the Consumer Financial Protection Bureau, the federal agency created to oversee mortgage lending, started looking at loan shopping. The bureau is legally required to propose by July 2012 a way to streamline mortgage disclosure. It is exploring avenues for combining the two forms that borrowers get now — the three-page Good Faith Estimate and the two-page Truth in Lending Act form.

Although interest rates grab attention, fees can make a big difference, said Eileen Anderson, senior vice president of the Community Development Corporation of Long Island, which provides home buyer education. The easiest way to compare loans, she said, remains the Annual Percentage Rate, or A.P.R. That calculation rolls in fees as well as the stated interest rate. Because lenders are required to follow the same formula, useful comparisons can be made. “That’s the best way to shop for a loan, whether it’s 10 years ago, or now,” she said.

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Five-year Treasury-indexed hybrid adjustable-rate mortgages averaged 3.27%, down from 3.29% last week and 3.79% a year ago. One-year Treasury-indexed ARM rates were 2.97%, up from 2.95% in the prior week but down from 3.70% in the prior year.

Source:  Wall Street Journal “Mortgage Rates Stall” July 22, 2011

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Veteran's Day - November 11, 2010

Money Sense Marketing and Real Estate Info Box extends our sincere thanks to all veterans of the United States Armed Forces who have served to protect our national interests and personal freedoms.

US Veteran Resources

Real Estate Info Box Version 3.0 will also begin to promote Money Sense Marketing’s AGENT WEBSITES and SHOWCASE HOME WEBSITES to our real estate agent audience.

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